Proudly serving Detroit & Southeast Michigan
Protecting Michigan Families, One Policy at a Time
From Medicare plans for seniors to home and auto coverage for growing families — Detroit Insurance Services is your trusted, independent guide to the right coverage at the right price.
Why Michigan Families Trust Us
Better Business Bureau
Accredited by the BBB — committed to trust, transparency, and resolving customer concerns.
Dun & Bradstreet
D-U-N-S® verified business identity — the global standard for business credibility and trust.
Michigan Licensed
DIFS Compliant
Fully licensed and regulated by the Michigan Department of Insurance and Financial Services.
CMS Certified
Medicare Advisor
Certified to guide you through Medicare Advantage, Supplement, and Part D plans.
Independent
We Work for You
We represent multiple carriers so we find the best fit — not the highest commission.
Southeast Michigan
Local & Community-Rooted
Born and based in Detroit. We know this community because we live here too.
Coverage for Every Stage of Life
Whether you're planning for retirement or protecting your family's future, we have the right coverage for you.
Medicare
Medicare Advantage, Supplement, and Part D plans tailored to your health needs and budget.
Learn MoreLife Insurance
Term and whole life policies that protect the people who depend on you most.
Learn MoreHealth Insurance
Individual and family health plans that keep you covered without breaking the bank.
Learn MoreAuto Insurance
Michigan no-fault auto insurance that meets state requirements and fits your lifestyle.
Learn MoreACA Marketplace Plans
Easily find an affordable health plan
Compare ACA marketplace plans side by side and enroll online — guided by your licensed Michigan advisor.
Medicare Guidance
Understanding Medicare in Michigan
Medicare can be complex. We break it down so you can make confident decisions about your coverage.
Hospital Insurance
Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.
Medical Insurance
Covers outpatient care, doctor visits, preventive services, and medically necessary services.
Medicare Advantage
An alternative to Original Medicare offered by private insurers — often includes Part D and extra benefits.
Prescription Drug Coverage
Helps cover the cost of prescription drugs, including many recommended shots and vaccines.
Enrollment Period Reminder
Your Initial Enrollment Period begins 3 months before you turn 65 and ends 3 months after. Missing it can result in permanent late-enrollment penalties. Contact us before your deadline.
Important Notice: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048), 24 hours a day/7 days a week, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
Medicare Marketplace
Easily find an affordable Medicare plan
Compare and enroll online — guided by your licensed advisor.
What Our Clients Say
After turning 65, I was completely lost with Medicare options. The team at Detroit Insurance Services walked me through every option patiently and found me a plan that saved me over $200 a month. I couldn't be more grateful.
Margaret T.
Medicare Advantage
Dearborn, MI
As a small business owner, finding affordable health insurance for my family felt impossible. They found us a plan that actually fits our budget. Real people who genuinely care — that's rare.
James R.
Family Health Insurance
Grosse Pointe, MI
When my husband passed, I needed to review all our policies. They were compassionate, thorough, and made sure I had the right life and home coverage going forward. I trust them completely.
Dorothy M.
Life & Home Insurance
Warren, MI
Let's Talk
Ready to Find the Right Coverage?
You deserve an advisor who listens first and sells second. Let's have a real conversation about your needs — no pressure, no jargon, just honest guidance from a neighbor who knows Michigan insurance inside and out.
Get Your Free Consultation
We'll reach out within one business day.
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